YouTube Finance Script Generator

Generate engaging 8-10 minute scripts for personal finance explainer videos focused on money mindset and behavior.

Before Implementation

Quick Start

Input needed:

1. •Topic (e.g., "Why most people stay broke")
2. •Angle/unique take (what makes THIS video different)
3. •3-5 key points to cover
4. •Desired viewer transformation (what they'll believe/do after)

Output delivered:

1. •3 hook options (pick one)
2. •Full timestamped script (~1,500-2,000 words)
3. •B-roll and visual suggestions
4. •Thumbnail title options

Script Generation Workflow

Phase 1: Angle Development

Before writing, define:

TOPIC: [Main subject]
ANGLE: [Your unique take - why watch THIS video?]
VIEWER BEFORE: [Current belief/state]
VIEWER AFTER: [Desired belief/state]
CORE MESSAGE: [One sentence they'll remember]

Angle types that work:

• •Contrarian: "Why [common advice] is wrong"
• •Hidden truth: "What [experts] won't tell you about..."
• •Framework: "The [X] method for [result]"
• •Story: "How I [achieved result] by [unexpected method]"
• •Myth-busting: "[Number] lies you've been told about..."

Phase 2: Hook Selection

Generate 3 hooks using formulas from references/hook_formulas.md:

Hook structure (0-30 seconds):

[Pattern interrupt - unexpected statement]
[Stakes - why this matters NOW]
[Promise - what they'll learn]
[Credibility hint - why listen to you]

Phase 3: Script Architecture

Use the 8-10 minute structure:

0:00-0:30  │ HOOK (Critical - determines if they stay)
0:30-1:30  │ CONTEXT + PROMISE (Setup the problem, preview solution)
1:30-3:30  │ SECTION 1 (First key point + example)
3:30-4:00  │ PATTERN INTERRUPT (Re-engage attention)
4:00-5:30  │ SECTION 2 (Second key point + example)
5:30-6:00  │ PATTERN INTERRUPT
6:00-7:30  │ SECTION 3 (Third key point + example)
7:30-8:30  │ SYNTHESIS (Bring it together, the "aha")
8:30-9:30  │ CTA + TEASE (Action step + next video hint)

See references/script_structure.md for detailed breakdown.

Phase 4: Writing the Script

Voice guidelines (Educational & Trustworthy):

• •Speak TO viewer, not AT them ("You've probably noticed..." not "People often...")
• •Use "we" for shared experiences ("We've all been told...")
• •Short sentences. Punchy. Easy to deliver.
• •Include pauses: [beat], [pause for emphasis]
• •Data + story = credibility + relatability

Retention techniques (every 60-90 seconds):

• •Open loops: "I'll show you exactly how in a minute, but first..."
• •Pattern interrupts: Energy shift, B-roll, direct question
• •Resets: "Now here's where it gets interesting..."
• •Stakes reminders: "And this is why it matters..."

See references/retention_patterns.md for full list.

Section formula:

SETUP: "Here's what most people believe about [X]..."
TENSION: "But there's a problem with that..."
INSIGHT: "What actually works is..."
PROOF: "For example..." or "Studies show..." or "When I tried this..."
TRANSITION: Open loop to next section

Script Output Format

# [VIDEO TITLE]

## Metadata
- **Topic**:
- **Angle**:
- **Target length**: 8-10 minutes (~1,800 words)
- **Viewer transformation**: [Before] → [After]

---

## HOOK OPTIONS (Pick One)

### Option A: [Type]
[Full hook script]

### Option B: [Type]
[Full hook script]

### Option C: [Type]
[Full hook script]

---

## FULL SCRIPT

### [0:00-0:30] HOOK
[Script with delivery notes]

### [0:30-1:30] CONTEXT + PROMISE
[Script]
[B-ROLL: suggestion]

### [1:30-3:30] SECTION 1: [Title]
[Script]
[PATTERN INTERRUPT at 3:00]

### [3:30-4:00] TRANSITION
[Pattern interrupt / re-engagement]

### [4:00-5:30] SECTION 2: [Title]
[Script]

### [5:30-6:00] TRANSITION
[Pattern interrupt]

### [6:00-7:30] SECTION 3: [Title]
[Script]

### [7:30-8:30] SYNTHESIS
[Bring it all together]

### [8:30-9:30] CTA + TEASE
[Call to action]
[Tease next video]

---

## THUMBNAIL + TITLE OPTIONS

1. [Title option 1]
2. [Title option 2]
3. [Title option 3]

**Thumbnail concept**: [Visual suggestion]

---

## B-ROLL SUGGESTIONS

| Timestamp | Visual |
|-----------|--------|
| 0:45 | [suggestion] |
| ... | ... |

Topic Categories & Angles

Money Mindset Topics

• •Scarcity vs abundance thinking
• •Relationship with money (childhood programming)
• •Fear of wealth / money blocks
• •Lifestyle inflation psychology
• •Delayed gratification
• •Identity and net worth

Behavioral Finance Topics

• •Why we overspend (dopamine, social proof)
• •Automation psychology
• •Decision fatigue and money
• •Sunk cost fallacy
• •Mental accounting
• •Present bias

Financial Freedom Topics

• •Defining "enough"
• •Time vs money tradeoffs
• •The hedonic treadmill
• •Lifestyle design principles
• •Coast FIRE, Barista FIRE concepts
• •Work optional mindset

Quality Checklist

Before delivering script:

• • Hook creates curiosity in first 5 seconds
• • Promise is clear by 0:30
• • Each section has: setup → tension → insight → proof
• • Pattern interrupt every 60-90 seconds
• • At least 2 open loops used
• • Specific examples (numbers, stories, studies)
• • Script reads naturally out loud
• • Clear single CTA at end
• • Viewer transformation is achieved
• • ~1,500-2,000 words (8-10 min at speaking pace)

Resources

• •hook_formulas.md - 15+ proven hook templates
• •retention_patterns.md - Pattern interrupts & open loops
• •script_structure.md - Minute-by-minute breakdown
• •example_script.md - Full example script