Finance Intake

One-time onboarding to set up your financial profile.

When to Use

• •First time using the finance system
• •Major life changes (new job, new child, etc.)
• •Annually to refresh goals

What It Does

Walks through an interactive session to:

1. •

   Confirm family info

   • •Spouse's age
   • •Children's names, ages, and college timeline
2. •

   Set retirement goals

   • •Target retirement age
   • •Target amount (or let system calculate)
   • •Any specific strategy preferences
3. •

   Discuss education planning

   • •529 setup priority (high/medium/low/skip)
   • •Per-child targets if applicable
4. •

   Review current state

   • •Pull latest net worth from balance_history.csv
   • •Summarize asset allocation
   • •Note any concerns
5. •

   Capture specific anxieties

   • •What keeps you up at night financially?
   • •Any upcoming major expenses?

Instructions

Start by reading the current profile and latest balances:

1. •Read /Users/jesse/code/finances/financial-profile.yaml
2. •Read /Users/jesse/code/finances/balance_history.csv (tail for latest snapshot)

Then walk through these topics conversationally (not as a form):

1. •

   "Let me confirm some basics - is Jess still your spouse? How old is she now?"

2. •

   "Tell me about your kids - names and ages. When do you expect each to start college?"

3. •

   "What age are you thinking for retirement? Any target number in mind, or should we figure that out based on your spending?"

4. •

   "How important is setting up 529s for the kids? High priority, something to get to eventually, or not a focus?"

5. •

   "Any specific financial concerns or upcoming big expenses I should know about?"

After gathering info:

1. •Update financial-profile.yaml with the new information
2. •Calculate and show current net worth from balance_history.csv
3. •Summarize what was captured

Tone: Conversational, not clinical. This is a CFO check-in, not a bank application.

Do NOT:

• •Ask for account balances (we have them in balance_history.csv)
• •Generate reports (that's for other skills)
• •Overwhelm with questions - keep it flowing naturally </instructions>